There is no balance transfer fee if you move balances within 60 days of opening your account.
(After 60 days, you pay a fee of 5% to transfer balances.) With this card, you get a full 15 months with 0% APR on balance transfers and there's no annual fee.
Whether you apply for one of the above credit cards with a long no-interest rate period for balance transfers or simply want a credit card with a lower interest rate on your existing debt, you need a great credit score.
If you're unable to do this, make sure you're ready to do another balance transfer right before the rate expires, so you can have a few more months to pay the debt off at no interest.
Check out these two cards that offer balance transfers: This credit card is specifically designed to help cardholders pay off debt through balance transfers.
Most people carry credit card debt at one or another. At that point, it’s difficult to make your payments on time and full.
Paying down your balance provides the easiest route to financial (and emotional) freedom.
Angela Ruth is a social media and marketing manager.
She works for Due.com, a company that helps with payment processing.
That's why it’s critical to have a complete repayment plan in place before doing a balance transfer.
That way, you can make the most of the no-interest period.
Consolidating your credit card debt can make the money you owe easier to manage.